That doesn’t mean you need to spend all your money, it just means you need to give every dollar a job. It uses a zero based budgeting system, which means budgeting every dollar of income that you receive. You Need a Budget is a budgeting software program that will help you manage your money and cash flow. They have one simple rule above all: Give every dollar a job. You Need a Budget specializes in one thing – tracking your cash flow to help you make a budget that works for you. They have since shifted to a cloud based online software version, and rebranded the desktop version as YNAB Classic. You Need a Budget was previously only sold as a desktop software program that also had mobile apps for iPhone. But they have added even more features that have enhanced YNAB’s capabilities. You Need a Budget (YNAB) is one of the more popular budgeting software programs. YNAB maintains the same methodology and easy to use programming that made the original and YNAB Pro versions so popular.
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